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Whitney Houston : Does a change in my marital status affect the review car insurance process or when I compare auto insurance quotes to get low auto insurance quotes? Review car insurance, compare auto insurance quotes to get low auto insurance rates. Response : Whitney, this may sound very suprising but your marital status is going to make a difference when you review car insurance or compare auto insurance quotes and it is directly going to affect your free credit reports annual Lansing low auto insurance rates. What I am free credit reports annual Lansing going to reveal further is going to suprise you even more. First let me tell you that when you are below 25 and you get married, a change in your marital status is going to help you get low auto insurance rates when you reveiw car insurance or compare atuo insurance quotes online or through an agent. This is because the general insurance companies would consider that you have become responsible and mature and so will not now be a reckless driver. Once you are over 25 and are married than low auto insurance rate might not be possible if you add your spouse as a named driver on your auto insurance policy. It can also be possible that you have two cars in the family now and so you would be able to place the insurance with the same company and get an additional discount for this when you review car insurance or compare auto insurance quotes and thus get a low auto insurance rate or discount if your spouse is a good driver and is the named driver. credit report with Taking into consideration, if you are divorced, than you might loose the additional discounts for multiple cars but you might also end up paying lower since your coverage is reduced since you are the only driver and do not have any additional drivers to the policy. So when you review car insurance or compare auto insruance qutoes than your marital status is going to be an free credit reports annual Lansing important factor in your getting low auto insurance rates. patti stanger : What hapens if a Volunteer driver is driving the car.? Review car insurance for volunteer drivers. Lets review car insuracne for voluneer drivers. Whether driving elderly patients to medical appointments or delivering meals to families in need, volunteer drivers for nonprofit organizations perform a much-needed service for those who don’t have their own wheels. Volunteering time to help others a selfless service — but no good deed goes unpunished for nonprofits if their volunteer drivers cause auto accidents. credit report canada free To avoid any misunderstandings, volunteer drivers and nonprofit organizations must be on the same page when free credit reports annual Lansing it comes to auto insurance. Some nonprofits provide vehicles for volunteers to drive while free credit reports annual Lansing on duty. If that’s the case, the nonprofit’s commercial auto insurance policy would cover any accidents involving a company-owned vehicle, regardless of who is driving, according to the Nonprofit Risk Management Center. That means that volunteers, even though they’re not on the nonprofit’s payroll, would be covered behind the wheel of the organization’s vehicle.

Volunteers should make sure they know what a nonprofit’s insurance covers.

Does it cover only injuries the driver causes to others? In these cases, free credit reports annual Lansing they would be covered under their own personal auto insurance policies, rather than by any coverage the nonprofit has, according to the Nonprofit Risk Management Center. Therefore, volunteer drivers who use their personal vehicles for their duties need to be sure they have, at the very least, enough liability coverage. Relying on volunteer drivers can cut costs for nonprofits and enable them to help more people. But these volunteers also expose nonprofits to liability risks and lawsuits.

If volunteers are driving company vehicles, the free credit reports annual Lansing nonprofit’s commercial policy would cover any accidents they cause. free credit report official Volunteers might lie about their free credit reports annual Lansing coverage or simply not have enough. If a volunteer’s personal auto insurance coverage isn’t free credit reports annual Lansing enough to cover damages after an accident, the victims might sue the nonprofit, according to the Nonprofit Risk Management Center. Therefore, nonprofits might want to consider non-owned vehicle insurance. This type of insurance would cover free credit reports annual Lansing a nonprofit if anyone working on its behalf causes an accident. It kicks in after any insurance the driver has been exhausted, according to the Nonprofit Risk Management Center.